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  • computer payment

    10 Tips to Help Prevent Identity Theft

    Shopping online. Visiting the doctor. Buying gas. In nearly all of the things we do from day to day, there’s the risk of identity theft. You could unknowingly give your information to a fraudster thinking you’re shopping at a legitimate site. Your doctor’s office could experience a data breach. Or, you could come across a […]

    January 5, 2021

  • lamp

    Porch Safety: Should You Leave the Lights On?

    It seems like a no-brainer to leave the lights on outside your home to deter burglars while you’re away (or even while you’re asleep). But, does that really work? Or, is it just a waste of electricity — particularly this time of year, when the days are short? Those answers can differ depending on a […]

    December 18, 2020

  • ‘Tis the Season

    ‘Tis the Season when our hearts turn to the giving of gifts to others. Many will shop online this year, while others will still shop in stores (and hopefully locally), with social distancing and wearing masks to respect the guidelines we have been given to try and stop the spread of COVID. Many folks find […]

    December 2, 2020

  • GETTING PREPARED FOR WINTER DRIVING AHEAD

    Most of us who have driven in the Colorado mountains do not need a reminder that winter driving is much different than the summer months – and that road conditions are subject to change at moments notice. Following are some thoughts on how you might modify your driving habits and creating a winter safety kit […]

    November 19, 2020

  • Deer

    How to avoid animal-vehicle collisions (and what to do if you can’t)

    About 2 million times every year, animals and cars collide on U.S. roadways — often causing serious and even fatal injuries to drivers and passengers, along with about $1 billion in damage. And these collisions spike in the fall and winter, thanks to migration and mating patterns as well as reduced visibility caused by shorter […]

    November 15, 2020

  • RVs in a campground

    Don’t delay — start thinking about winterizing your RV today

    Unless you’re headed to a warmer climate for the winter — or you live in one already — fall is the time to start preparing your RV for winter (as long as you’re done using it for a while, that is). The elements can wreak havoc on your RV’s systems and exterior, but with these […]

    November 3, 2020

  • Comments jar

    Why You Need Personal Offense Coverage

    In today’s digital world, slander and libel lawsuits are more common than you may think. Comments made in haste or anger on social media can have lasting and far-reaching effects on a person’s reputation or character, so it’s easier than ever to libel, slander, or invade a person’s privacy. Even if you apologize, you can […]

    October 8, 2020

  • autumn leaves

    10 Things to do to Prepare Your Home for Fall

    Fall is a wonderful time — if your home is ready for it. So enjoy the last few weeks of warmer weather, but do a little preventative maintenance while you’re at it. You’ll fix small problems before they become big, and big ones before they become catastrophes. Here are 10 tips to help: Look up. […]

    September 22, 2020

  • open windows

    Keep Cool — While Keeping Your Energy Costs Down

    Two-thirds of households in America have air conditioners, according to the U.S. Department of Energy — and they spend a total $11 billion each year running them. Our guess is that most of those households (which may include yours!) wouldn’t mind spending a little less to keep their homes cool. Because as great as it […]

    September 4, 2020

  • pool with palm trees in the distnace

    Swimming and Summer are a Perfect Combination — but Make Sure to Include Safety

    When the sun is out and the weather gets warm, people flock to the water — whether it’s the beach, lakes, rivers or a backyard pool. But wherever there’s water, there’s also danger lurking beneath the surface, even if you don’t live in an area with alligators or other threats. That danger? Drowning. According to […]

    August 8, 2020